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Conventional 1% Down Program

Reliant Home Funding, Inc has announced a new program enabling consumers to purchase homes with as little as 1% down, making it one of the first independent mortgage brokers in the country to offer a conventional 1% down program to homebuyers. Through their wholesale relationships Reliant Home Funding will offer eligible homebuyers with a 2% lender-paid down payment (up to $5,000) that gives consumers a 3% equity boost at closing.

“The 1% down program we’re making available to clients is a new alternative to the 3% down programs that already exist,” said Gregory Topal, President of Reliant Home Funding, Inc. “It’s a conventional loan designed for borrowers with strong FICO scores who want to save money on their down payment and maximize their monthly discretionary income.”

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* 1% down available for qualified borrowers | Borrower pays 1%, Lender credits 2%, up to $5,000, giving borrowers 3% equity at closing